Buying A Home: First Things First

buying a homeBuying a home is a huge decision, not just financially, but emotionally. It is a decision that will affect everyone in your family lives and will need some preparation to ease the adjustment. When buying a home, consider these points and make the process as painless as possible.

Discuss the positive points with everyone involved.

The topic of buying a home will bleed into a lot of other subjects. These topics range from the financial implications, to simple things such as who among the children gets their own room or who will need to share a bathroom. It might be something as life-changing as transferring to a new city, a new school, and adjusting to a whole different neighborhood. Make sure to address these possibilities, focus on the good things and clear the air for a smooth transition.

Be realistic about your budget and expectations.

While buying a home may feel like a new experience, also manage your expectations about the necessary adjustments that the new house needs. If you’re going to be renovating for the next few months, make sure everyone in the household is prepared to deal with it. If the house is smaller or bigger than your previous home, the lines have to be drawn if space and living arrangements need to be adjusted.  Getting pre-approved for a mortgage is the first step in the process even if you are 1 year away from your target date of purchase.  If you are upsizing live on your new budget for 6 months to make sure you are going to be comfortable with the new house payments.

Get to know the neighborhood.

Before buying a home, explore the neighborhood and “mentally move in” before you even purchase new property. Can you imagine yourself as a member of the community? Does the neighborhood have amenities that are necessary for your family? Taking a peek at your neighbors’ homes will also give you a clue if you and your family will be a fit into the area.  Visit the neighborhoods on the weekends or after work.  Do drive time during rush hour to your work.  Check on crime or sex offenders in  neighborhoods.

Once you’ve prepared yourself mentally and emotionally, all other steps to buying a home will be easier to accomplish.  For more home buying tips give me a call or go to our website at


Happy Trails,